COVID-19: What Should I Know About Unemployment Insurance?

The arrival of COVID-19 in the Unites States as turned everyone’s lives upside down. Millions of us not only have to deal with fear of the virus but also sudden unemployment and the pressure of covering everyday bills.

Consumer, Personal FinanceBryan CaplanMarch 23, 2020consumer, personal financeComment

Reading Your Credit Report

Keeping your credit in good shape means understanding what it’s made of. Grab a copy of your credit report and dig in!

Consumer, Credit Repair, Personal FinanceBryan CaplanMarch 2, 2020credit cards, credit score, consumerComment

What Is A Good Credit Score?

If you are looking to buy a house or make an important financial move your credit score becomes an important reflection of your credit history and reliability. But what exactly is considered a good score?

Consumer, Credit Cards, Credit RepairBryan CaplanFebruary 18, 2020credit cards, consumer, credit scoreComment

What Is A Debt-To-Income Ratio?

You may be ready to buy a home but are your finances? You make want to take a look at your debt-to-income ratio before applying for a mortgage.

Consumer, Personal FinanceBryan CaplanFebruary 2, 2020consumer, mortgage, personal financeComment

Savings: How Much Should Be In Your Account?

A savings account is a crucial component in financial stability. But is there a target number you should be saving up to or is just having something in the bank enough?

Consumer, Personal FinanceBryan CaplanFebruary 2, 2020consumer, saving, personal financeComment

It's Time To Review Your Credit Report

One key path to better financial standing is better financial understanding. When was the last time you saw your credit report?

Credit Cards, Consumer, Credit RepairBryan CaplanJanuary 19, 2020credit cards, credit, consumer, credit scoreComment

New Year, New Credit Score

If one of your New Year’s resolutions is to boost your credit score you are in good company! We’ve got a few suggestions on how to get started January 1 and keep it going for the 366 days (leap year) of 2020.

Consumer, Credit CardsBryan CaplanDecember 30, 2019consumer, credit score Comment

Better Finances in 2020

What better time to start fresh than a new year?! This year make saving your resolution with these tips to bulking up your savings account and reduce debt.

Consumer, Personal FinanceBryan CaplanDecember 26, 2019credit cards, budgeting, consumerComment

Questions To Ask Before You Open A New Credit Card

Life, not unlike your finances, changes over time. Chances are you may have outgrown your current credit card. But what questions should you consider before applying for a new one?

Consumer, Credit CardsBryan CaplanDecember 15, 2019credit cards, consumer, credit scoreComment

Get The Best Deals Black Friday & Cyber Monday

The holiday season can be a trying time for those of us on a budget. Luckily there are a few days where prices are lower and deals are aplenty.

Consumer, Personal FinanceBryan CaplanNovember 17, 2019consumer, shopping, budgetingComment

Credit Tips: Always Read The Terms & Conditions

We are all used to hitting ‘agree’ on those pesky terms and conditions that popup on every app or website. But when it comes to your credit, reading those terms and conditions is essential to getting the best card for your lifestyle.

Credit Cards, ConsumerBryan CaplanOctober 13, 2019credit cards, consumer Comment

The Good & Bad of Joint Credit Cards

There are many options when it comes to borrowing money. One of those ways is utilizing a joint credit card account.

Credit Cards, ConsumerBryan CaplanOctober 6, 2019credit cards, consumer Comment

How To Save More on Utility Bills

There are a few bills you simply cannot cut but that doesn’t mean you are stuck paying a ton of money forever. With a few lifestyle adjustments and tools you can cut your utility bills and save more money at home.

Personal Finance, ConsumerBryan CaplanSeptember 22, 2019consumer, budgetingComment

Getting Your Budget Back On Track

Living within a budget is not always cut and dry. Some months you will see success and some months you will see failure. What can you do to turn a bad month into an opportunity to better your financial habits?

Consumer, Personal FinanceBryan CaplanSeptember 2, 2019consumer, budgetingComment

Save More During Back-To-School

It’s that time of year! Back-to-school shopping is well under way and you will probably spend way too much on school supplies. How can you make better choices this school year?

Consumer, Personal FinanceBryan CaplanAugust 18, 2019consumer, budgetingComment

My Credit Application Got Rejected - What Does That Mean?

If you have ever applied for a credit card and have been rejected you were probably worried that meant something was wrong with your finances. So what effect, if any, does a rejection have on your finances and what does it mean to be rejected?

Consumer, Credit CardsBryan CaplanAugust 12, 2019credit cards, consumerComment

I Lost My Credit Card - Now What?

Most of us have been there - you lost your credit card. What should your first step be to make sure you don’t lose money or your identity?

Credit Cards, ConsumerBryan CaplanJuly 22, 2019credit cards, securityComment

Keeping Your Financial Identity Safe

As more and more of our lives end up online protecting our identity is harder and harder. Though it may seem daunting, there are still a few things we can do to protect ourselves.

Personal Finance, Credit Cards, ConsumerBryan CaplanJuly 15, 2019credit cards, securityComment

Why Do I Have 3 Different Credit Scores?

Though you might think of your credit as one thing it actually exists in three forms at three different credit bureaus. What does this mean for you?

Credit Cards, Personal FinanceBryan CaplanJune 25, 2019credit score, consumerComment

Turn Unqualified Buyers Into Homeowners

Not every person who walks into a real estate or mortgage brokers office is qualified to buy a home but some of them are only a little bit of financial help away. Wouldn’t you like to help more of those people rather than turn them away?

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