You’ve heard a lot of terms when it comes to credit and personal finance and not all of them are self-explanatory. Like the term ‘secured credit card’, what are those?

Consumer, Credit CardsBryan CaplanNovember 29, 2018credit cards, consumerComment

Keeping Your Credit Secure During The Holidays

The holidays are a big time for online shopping and using your credit cards. This means that it’s also a big time for credit and identity theft. What can you do to keep your information secure?

Consumer, Credit CardsBryan CaplanNovember 28, 2018credit cards, consumer, securityComment

How To Shop Smarter This Holiday

We all love giving the perfect gift but it can get expensive. Racking up credit card debt during the holidays is an all too common occurrence. Keep your finances in check with a little holiday shopping preparation this year.

Consumer, Personal FinanceBryan CaplanNovember 10, 2018consumer, holidayComment

Save For Big Down Payment or Pay Off Debts?

When you are planning for a big purchase you have a few financial issues to consider. One of these pressing issues is what to do with money you’ve saved?

Consumer, Personal FinanceBryan CaplanNovember 1, 2018mortgage, credit score, consumerComment

Tips For Smarter Car Shopping

Like a mortgage, purchasing a car is a big life investment and one that will affect your credit for years to come. If you are in the market for a new car there are a few things you can do to make sure you make the smartest choice for your financial life.

Consumer, Personal FinanceBryan CaplanOctober 26, 2018personal finance, consumer Comment

4 Holiday Travel Budget Hacks

Holiday season is right around the corner. Now is the time to get your travel plans in order to snag the best deals and get where you are going the way you want.

Consumer, Personal FinanceBryan CaplanOctober 16, 2018consumer, budgetingComment

3 Credit Card 'Perks' To Avoid

When you open a new credit card it’s easy to be overwhelmed by all the bells and whistles that come along with it. While some perks are great, others aren’t quite perks at all.

Credit Cards, ConsumerBryan CaplanSeptember 30, 2018credit cards, credit scoreComment

Why Should I Care About My Credit Score?

Having squeaky-clean finances isn’t a big priority for everyone. Whether you want to spend the time calculating your financial moves or not having a strong credit score is essential to getting where you want in life.

Consumer, Personal FinanceBryan CaplanSeptember 30, 2018credit cards, consumer, credit scoreComment

Credit Freezes Now Free Nationwide

If you’ve ever been worried about your financial security you’ve probably thought about putting a freeze on your credit. Now you can do so without a fee.

Consumer, Credit CardsBryan CaplanSeptember 22, 2018security, consumer, creditComment

What To Look For In Your First Credit Card

You may have avoided credit cards in fear of spending beyond your means, because you haven’t needed one or a history of late payments long ago. Either way having a good basic card active on your report is a good way to build up your credit.

Consumer, Credit CardsBryan CaplanSeptember 16, 2018credit cards, consumerComment

Do I Have Too Many Credit Cards?

When you are looking at ways to improve your credit score you may look at your cards and think cutting them down is the best way to go. But how many credit cards should you really have?

Credit Cards, ConsumerBryan CaplanAugust 31, 2018credit cards, consumerComment

How To Stop Forgetting Payments

Life is busy; we all can't be on top of everything all the time. Making on-time payments on your debts are crucial to maintaining a good credit score so how can you make sure you never forget a payment again?

Credit Cards, ConsumerBryan CaplanAugust 31, 2018credit, personal finance, consumerComment

When Should I Pay With Credit?

Anyone who is looking to rebuild their credit is probably trying to use their credit cards as infrequently as possible. While paying cash is a great way to keep your spending in check there are a few charges that much safer going on your card.

Credit Cards, ConsumerBryan CaplanAugust 21, 2018credit cards, consumer, securityComment

How Often Should I Be Looking At My Credit Report?

The first step to building up your credit score is to know as much information you can about your credit history and behavior. Checking your credit report is the first step to truly understanding where you have to improve.

Consumer, Credit Cards, Personal FinanceBryan CaplanAugust 13, 2018personal finance, consumer, credit scoreComment

Save Money & Energy In The Heat

Summer can be a brutal time of the year - the sun is shining and the temperatures are always climbing. Keeping cool can be hard but it doesn't have to be so hard on your wallet.

Consumer, Personal FinanceBryan CaplanJuly 25, 2018consumer, personal financeComment

Spending Less For Back To School

Summer may feel like it's just begun but that means nothing to retailers touting their back to school stock. With the inevitable expense looming, how can you make it through this season without spending a fortune?

Consumer, Personal FinanceBryan CaplanJuly 14, 2018consumer, personal finance, saving Comment

Is It Always Bad To Carry A Balance?

Building up and maintaining good credit can be complicated. Carrying a balance on one or all of your cards is almost inevitable but is it always a bad thing?

Credit Cards, ConsumerBryan CaplanJune 29, 2018credit cards, credit score, consumerComment

Tips To Avoid Credit Card Theft

Credit card theft is something that does not discriminate. But what can you do to avoid the most common areas of theft?

Consumer, Credit CardsBryan CaplanJune 12, 2018consumer, securityComment

Smart Money Tips For Traveling Abroad

If you are hitting the road this summer and exploring a different country there are a few things you need to take into account before you leave to avoid vacation ruining financial disasters.

Consumer, Personal FinanceBryan CaplanJune 12, 2018credit cards, consumerComment

Extra Cash: Which Debts Should I Pay First?

If you are used to paying the monthly minimums on all of your cards having extra cash or an increase in income is a wonderful thing. But which of your debts should you focus on paying down first?

Credit Cards, ConsumerBryan CaplanJune 1, 2018credit cards, consumerComment

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