3 Financial Resolutions For 2021

2020 has been a bit of a rough one. Heading into a new year is giving many a sense of hope in the future. Take this new year reset as an opportunity to start getting your financials in order.

Consumer, Personal FinanceBJCDecember 20, 2020consumer, personal financeComment

3 Ways To Decrease Emotional Spending

2020 has been a tough year for everyone. When stressed, each one of us has a different thing that will make us feel better. For many that is shopping.

Consumer, Personal FinanceBJCDecember 13, 2020consumer, saving, shoppingComment

Spend Less When Moving

You’ve finally found the perfect home, now comes the next step - moving. Moving doesn’t have to be stressful or costly. Here are a few tips to avoiding spending too much.

Consumer, Personal FinanceBJCNovember 28, 2020consumer

Avoiding Holiday Scams

Tis the season for giving - and buying! With more people shopping online than ever before there are also more scammers. What should you look out for to keep your finances safe this holiday season?

Consumer, Personal FinanceBJCNovember 19, 2020consumer, securityComment

Is It Wise To Buy A Home In 2020?

2020 has been anything but predictable and making a big financial move seems scarier when the world is in disarray. Is it even wise to buy a new home this year?

Consumer, Personal FinanceBJCNovember 9, 2020consumer, mortgageComment

3 Ways To Create Financial Stability

Financial stability looks different for every person. It’s not necessarily measurable. It can mean you have a lot in the bank or it can mean you have great persistent habits and you are making real positive change. What would you consider financial stability to be?

Consumer, Personal FinanceBJCOctober 21, 2020consumer, personal financeComment

What Will Black Friday 2020 Look Like?

As the end of the year approaches so does the holiday season. How will the 2020 holiday shopping season look? Will we even leave the house?

Consumer, Personal FinanceBJCOctober 21, 2020shopping, consumer, personal financeComment

Switching Over To A Cash-Free World

Since the start of the COVID-19 pandemic contactless payments have become the best way to buy goods without making any more physical contact than necessary. While this isn’t a big departure for many of us some are left trying to acclimate in a cash-free world.

Consumer, Personal FinanceBJCSeptember 17, 2020consumer, personal financeComment

I Paid Off A Credit Card - Now What?

Congrats! You’ve paid off a credit card. Aside from celebrating (which you should) you will also want to do a couple of other things to make sure you keep that zero balance.

Credit Cards, ConsumerBJCSeptember 10, 2020credit cards, consumerComment

Finding Your Financial Footing

If you are feeling uneasy about your finances right now you are not alone. A few simple moves can get you going in the right direction and give you a little more clarity to tackle the uncertainty ahead.

Consumer, Personal FinanceBJCAugust 20, 2020consumer, personal financeComment

Back To School Saving in 2020

Back to school time can always be a strain on your wallet. But what about this year when many districts don’t know if students will be learning online or in person?

Consumer, Personal FinanceBJCAugust 2, 2020consumer, personal financeComment

Managing Your Money in 2020

2020 has been a year unlike any other. With rampant economic instability and employment uncertainty managing your money has never been more important.

Consumer, Personal FinanceBJCJuly 19, 2020consumer, personal financeComment

Questions To Ask Before You Start Your Home Improvement Project

The economy has been in a tailspin over the last few months, which has everyone feeling unsteady. But good or bad, your home may need repairs and you may not be able to wait.

Consumer, Personal FinanceBJCJune 28, 2020consumer, personal financeComment

How To Keep Your Finances Organized

You look in the mail and see a letter from the IRS - they have an issue with your last filing and need you to prove your expenses and income. Can you find those documents easily?

Consumer, Personal FinanceBJCJune 14, 2020consumer, personal financeComment

Why Did My Credit Score Suddenly Drop?

If you have a credit card you probably have some sort of monthly credit score monitoring on your online account dashboard. The number probably doesn’t change too much but sometimes it does - a lot. How do you figure out why the number changed?

Consumer, Credit Cards, Credit RepairBJCMay 24, 2020credit score, consumerComment

Paying Off A Sudden Accumulation of Credit Card Debt

Sometimes the unthinkable can happen and you can take a sudden financial hit. When the ordeal has passed and only the debt is left how do you start paying it off effectively?

Credit Cards, Consumer, Personal FinanceBJCMay 24, 2020consumer, credit cardsComment

What's The Best Way To Use A Personal Loan?

You may be thinking outside of the box right now in terms of keeping your finances in good shape. Should you consider taking out a personal loan? What is the best use for one?

Consumer, Personal FinanceBJCMay 10, 2020consumer, personal financeComment

How To Manage Your Finances Through Turmoil

If your financials have flown into a tailspin during the last two months you are not alone. What steps should you be taking now to stay afloat but not bury you in debt down the road?

Consumer, Personal FinanceBJCApril 26, 2020credit cards, consumerComment

Economic Stimulus Checks & Extended Tax Deadline

Since state by state lockdowns began in March economic changes have been swift and brutal. There are a few questions on everyone’s mind: Has the tax deadline been extended? When can I expect my stimulus money?

Consumer, Personal FinanceBJCApril 12, 2020consumer, personal financeComment

COVID-19: What If I Need Financial Help?

Need a little financial help due to the COVID-19 pandemic? Luckily many financial institutions are taking measures that can ease a little of your stress.

Consumer, Personal FinanceBryan CaplanMarch 30, 2020consumer, credit cards, personal financeComment

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