We always knew growing up that there was something scary out in the world called credit, but we never learned how exponentially it affects our daily lives. 

Credit is one of those things that you don’t think about until it stops you from getting something you want and at that point, it's too late.

Am I living paycheck to paycheck? Do I often have money at the end of the month? How do I budget for my future goals? Questions that keep us up at night or stop us from living each day to our fullest potential.