If you’ve ever been worried about your financial security you’ve probably thought about putting a freeze on your credit. Now you can do so without a fee.
Read MoreYou may have avoided credit cards in fear of spending beyond your means, because you haven’t needed one or a history of late payments long ago. Either way having a good basic card active on your report is a good way to build up your credit.
Read MoreWhen you are looking at ways to improve your credit score you may look at your cards and think cutting them down is the best way to go. But how many credit cards should you really have?
Read MoreLife is busy; we all can't be on top of everything all the time. Making on-time payments on your debts are crucial to maintaining a good credit score so how can you make sure you never forget a payment again?
Read MoreAnyone who is looking to rebuild their credit is probably trying to use their credit cards as infrequently as possible. While paying cash is a great way to keep your spending in check there are a few charges that much safer going on your card.
Read MoreThe first step to building up your credit score is to know as much information you can about your credit history and behavior. Checking your credit report is the first step to truly understanding where you have to improve.
Read MoreSummer can be a brutal time of the year - the sun is shining and the temperatures are always climbing. Keeping cool can be hard but it doesn't have to be so hard on your wallet.
Read MoreSummer may feel like it's just begun but that means nothing to retailers touting their back to school stock. With the inevitable expense looming, how can you make it through this season without spending a fortune?
Read MoreBuilding up and maintaining good credit can be complicated. Carrying a balance on one or all of your cards is almost inevitable but is it always a bad thing?
Read MoreCredit card theft is something that does not discriminate. But what can you do to avoid the most common areas of theft?
Read MoreIf you are hitting the road this summer and exploring a different country there are a few things you need to take into account before you leave to avoid vacation ruining financial disasters.
Read MoreIf you are used to paying the monthly minimums on all of your cards having extra cash or an increase in income is a wonderful thing. But which of your debts should you focus on paying down first?
Read MoreWhen you are finally considering purchasing your own home there is a lot you need to do to understand your finances so you can get a mortgage that works for your life. One of those key numbers is your debt to income ratio.
Read MoreSummer is the time when pretty much everyone has a bit of wanderlust. But if you're on a budget right now or saving for a new home you may not think you have the cash for a trip this season. The truth is you can travel and have a great vacation while sticking to your budget...
Summertime is getting close! This year take a few steps to save and manage your money better so you can have fun without the huge spend.
If you've been looking to improve your credit you are probably familiar with many terms that affect your credit score - one being a hard inquiry. What exactly is a hard inquiry and what does it mean for your credit?
Read MoreIn 2015 the US joined Europe and much of the world in utilizing EMV technology on credit and debit cards. But why exactly did we add those little computer chips to our cards?
Read MoreOwning your own home is a big part of the American dream. When you are ready to take the plunge there are a few steps in the beginning that can determine where you may end up.
Read MoreIf your wallet is stuffed or you've finally paid off that troublesome balance canceling a credit card can seem like the smart thing to do. But is it really the best idea for your credit?
Read MoreNot everyone gets money back from the government during tax season. For those who have to pay up there's one thing you definitely shouldn't do - pay with a credit card.
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