We all love giving the perfect gift but it can get expensive. Racking up credit card debt during the holidays is an all too common occurrence. Keep your finances in check with a little holiday shopping preparation this year.
Like a mortgage, purchasing a car is a big life investment and one that will affect your credit for years to come. If you are in the market for a new car there are a few things you can do to make sure you make the smartest choice for your financial life.
Having squeaky-clean finances isn’t a big priority for everyone. Whether you want to spend the time calculating your financial moves or not having a strong credit score is essential to getting where you want in life.
You may have avoided credit cards in fear of spending beyond your means, because you haven’t needed one or a history of late payments long ago. Either way having a good basic card active on your report is a good way to build up your credit.
Life is busy; we all can't be on top of everything all the time. Making on-time payments on your debts are crucial to maintaining a good credit score so how can you make sure you never forget a payment again?
Anyone who is looking to rebuild their credit is probably trying to use their credit cards as infrequently as possible. While paying cash is a great way to keep your spending in check there are a few charges that much safer going on your card.
The first step to building up your credit score is to know as much information you can about your credit history and behavior. Checking your credit report is the first step to truly understanding where you have to improve.