Living within a budget is not always cut and dry. Some months you will see success and some months you will see failure. What can you do to turn a bad month into an opportunity to better your financial habits?
If you have ever applied for a credit card and have been rejected you were probably worried that meant something was wrong with your finances. So what effect, if any, does a rejection have on your finances and what does it mean to be rejected?
Not every person who walks into a real estate or mortgage brokers office is qualified to buy a home but some of them are only a little bit of financial help away. Wouldn’t you like to help more of those people rather than turn them away?
There are many factors that go into determining your credit score. One of the biggest factors is your credit utilization. Your credit utilization ratio makes up about 35 percent of your credit score - one of the biggest factors along with payment history.