You may have avoided credit cards in fear of spending beyond your means, because you haven’t needed one or a history of late payments long ago. Either way having a good basic card active on your report is a good way to build up your credit.
Life is busy; we all can't be on top of everything all the time. Making on-time payments on your debts are crucial to maintaining a good credit score so how can you make sure you never forget a payment again?
Anyone who is looking to rebuild their credit is probably trying to use their credit cards as infrequently as possible. While paying cash is a great way to keep your spending in check there are a few charges that much safer going on your card.
The first step to building up your credit score is to know as much information you can about your credit history and behavior. Checking your credit report is the first step to truly understanding where you have to improve.
The first step to getting a hold on your finances is understanding all the key terms associated with borrowing, loans, credit and debt. Even the simplest terms deserve a little more attention when it comes to understanding your finances.
Summer may feel like it's just begun but that means nothing to retailers touting their back to school stock. With the inevitable expense looming, how can you make it through this season without spending a fortune?